← API docs · Account · Terms · Privacy · Refunds

Terms of Service

Effective 2026-07-22. These terms apply to use of the PtData API and related services.

1. The service

PtData provides point-in-time US corporate data via REST and MCP, with methodology and a public correctness suite. We sell access to the API/service and derived processing, not exclusive ownership of SEC public-domain filings.

2. Free tier

Anonymous access without an API key is offered for evaluation and non-commercial research, subject to rate and daily limits. No free API keys are issued. Abuse may be blocked.

3. Paid tiers (Pro / Scale)

Paid access requires a subscription (via Paddle, our merchant of record) and an API key. Commercial use of the PtData API/service is permitted under the plan you purchase. Redistribution of bulk extracts, resale of the data feed, or competing API wrapping without our written permission is not allowed.

4. Billing, cancellations, and refunds

Subscriptions renew automatically until cancelled. You can cancel from your account page; access continues until the end of the paid period. See the Refund Policy for refunds and charge disputes. Taxes and checkout receipts are handled by Paddle as merchant of record.

5. Accounts

You are responsible for credentials and key secrecy. One-time key reveal links expire; we store key hashes, not long-term plaintext secrets.

6. Acceptable use

• No unlawful use; no attempts to bypass rate limits or security controls.
• No overloading the service beyond plan limits.
• Index membership is reconstructed from free sources — not “official” S&P/Nasdaq rosters; depth floors apply.

7. Disclaimers

Data is provided “as is.” Markets and filings are complex; always verify material decisions against primary sources (e.g. EDGAR). We do not provide investment advice.

8. Contact

support@ptdata.io · PtData.

PtData · ptdata.io